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Life is busy so you need an account that fits your needs and your lifestyle. That’s why we offer a variety of products that are easy to use with convenient services that allow you to access and manage your finances the way you want.

Free Unlimited Access
Every checking account comes with these great features:

  • Free unlimited check writing
  • Free Online Banking
  • Free Online Bill Pay
  • Free Mastercard® Debit Card

Free Online Banking and Bill Pay

  • Access your account 24 hours a day, 7 days a week
  • View balances and transaction history
  • Transfer funds between accounts
  • View images of cancelled checks
  • Download account information into Microsoft Money® or Quicken®
  • Pay your bills anytime with online Bill Pay

Bank by Phone
24/7 Telephone Access Banking

  • Check balances and transactions
  • Transfer Funds
  • Make Payments

RewardsPlus Checking

Our premier personal checking account that rewards you for maintaining and growing your relationship with us. Just look at the rewards you get when you maintain $10,000 in combined deposit account balances1:

  • Variable, tiered interest rates
  • Free e-statement available
  • Free ATM withdrawals
  • Rebate of Non-EFB ATM Surcharges2
  • Free Checks3
  • Preferred Rates on Loans, CDs & Savings Accounts
  • Free standard Travelers Checks
  • Free Money Orders and Bank Checks
  • Free Incoming Domestic Wire Transfers

If your combined deposit account balances fall below $10,000 during a statement cycle, a $10 fee will apply.

1RewardsPlus combined deposit balance requirement includes eligible EFB checking, savings, money market, CD and IRA balances
2Surcharges imposed by other banks will be rebated at account cycle, up to $25 per statement cycle.
3Free RewardsPlus Checks or $10 toward design of choice

50 Plus Checking

Specially designed for our customers 50 or older. This account includes:

  • No minimum balance requirement
  • No monthly maintenance fee
  • Free first order of 50 checks
  • Five (5) Free Non-EFB ATM Withdrawals per Statement Cycle
  • Free e-statement available
  • Free standard Travelers Checks

No Strings Free Checking

Absolutely free checking with no hidden strings!

  • No minimum balance requirement
  • No monthly maintenance fee
  • No per-check charges
  • No direct deposit requirement

Interest Checking

A low-minimum checking account that earns a competitive rate of interest. Maintain just $500 daily balance and you will:

  • Enjoy unlimited check-writing
  • Free e-statement available

If your daily balance falls below $500, the monthly fee is just $6.50.


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Eastern Federal Bank 257 Main Street, P.O. Box 709 Norwich, CT 06360-0709 860.889.7381
Toll-Free Telephone Access 1.888.226.5911