No Closing Costs!^† No Application Fee!

Renew • Refurbish • Restore • Remodel • Relax • Refinance

Call us for details at 860-889-7381 or stop by your local branch.

* Annual Percentage Rate (APR) effective 7/26/2010. Offer rates are subject to change at any time. This program is available only for refinances of single-family owner occupied detached dwellings and condominiums in FHLMC approved projects located in Connecticut. Current ezRefi customers are not eligible. Minimum loan amount $10,000, maximum loan amount $225,000. Maximum loan amount not to exceed 80% of property value. A 5 year loan with an interest rate of 3.75% is repayable in 60 monthly installments of $18.31 per $1,000. A 10 year loan with an interest rate of 4.25% is repayable in 120 payments of $10.25 per $1,000 and a 20 year loan with an interest rate of 4.75% is repayable in 240 monthly payments of $6.47 per $1,000. Payments do not include amounts for taxes and insurance. Actual payments obligation will be higher. Escrow of property taxes required. Escrow will increase the monthly payment obligation. Borrower responsible for property insurance. Requires an automatic payment from an Eastern Federal Bank Checking Account. †Borrower responsible for any fees or costs assessed by their current lender to have their loan refinanced with Eastern Federal Bank.